Critical Illness

Critical illness coverage

Critical illness insurance is now more accessible than ever!

Our Transition critical-illness insurance product is now more accessible thanks to the introduction of simplified issue. This new option is an entryway for critical-illness insurance because it provides simple, affordable coverage and the premiums are guaranteed for the duration of the coverage. Transition Simplified Issue is easy to enroll in and is available in T-10 and T-75 modules, with a maximum coverage up to $100,000.

At the time of issue, you can choose a Return of Premiums upon Death or Flexible Return Premiums rider where you can recover all premiums paid.

However, the most important advantage of Transition Simplified Issue is coverage, without a medical exam, for the four main illnesses with the greatest number of claims in Canada, as well as for the Industrial Alliance group. They are:

* Stroke

* Cancer

* Heart Attack

* Coronary Artery Bypass Surgery

By concentrating on these four illnesses, which represent 86% of all claim requests for critical illness, we can offer more competitive premiums for your clientèles.